The five main Caribbean programmes have similar headline positioning but different investment routes, family fee structures, due-diligence charges and programme mechanics.
Start with family composition
A “US$230k programme” may not cost US$230k once processing, due diligence and dependants are included. Price the actual family.
Contribution versus property
A contribution is normally non-refundable. Real estate may preserve capital but introduces property selection, holding period, exit liquidity and transaction cost.
Look beyond headline visa-free counts
Visa arrangements can change, so the most useful comparison focuses on the specific destinations that matter to the client at the time of advice.
Use authorised channels
Formal CBI submissions must follow each government’s required authorised/licensed agent structure.